Are you affiliated with another bank or independently owned?
Old Florida Bank is an independent, local community bank. Therefore, it is not affiliated with any other financial institution. Old Florida Bank is owned and managed by local business owners and leaders who have lived and worked in Southwest Florida for many years.

Are you FDIC insured?
Yes. A customer's accounts are insured up to $100,000.

Do you offer a free checking account for senior citizens?
We offer a Senior Checking "NOW" Account for customers who are 50 and older. This interest-bearing checking account offers unlimited check writing, no monthly service charge, complimentary bank selected checks and complimentary Cashier's and Traveler's Checks.

Do you offer a free or low maintenance fee checking account?
We offer a  Free Personal Checking Account, which is a simple checking account that requires no minimum balance. No monthly service charge with electronic statement option, $3.00 per month without.

What is the difference between an ATM Card and a Check or Debit Card?
An ATM Card enables a customer to withdraw cash from ATM machines placed at dispensaries, clubs, cash only restaurants and convenience stores and to make purchases at some stores, such as Wal-Mart, Publix and a few drug stores and gas stations.
A Check or Debit Card enables a customer to withdraw cash from ATM machines and make purchases at any store or retailer that accepts MasterCard. Funds are deducted from your checking account as an ATM transaction.